"What is a financial plan? What does it include?" Both are questions I like to ask when I first meet with a client. Their answers let me know what level of understanding they have. In this post I’ll be answering the above questions. Just remember that not every plan is the same. Every person’s expectations and needs for a plan differ, depending on where they are in life. This post is designed to give you a blue sky idea of what a plan can include. Without a plan outlin